Platinum Fast Track

Accelerated 4-Month Program

An accelerated 4-month program for clients on a deadline: buying a home, financing a car, or refinancing.

Three accelerated dispute rounds across all three bureaus

Every negative item type challenged, including public records

Direct creditor interventions: debt validation & goodwill requests

Dedicated credit specialist assigned to your file

Front-of-line priority processing

Custom mortgage-readiness plan

Direct coordination with your loan officer

24/7 VIP client portal + live score tracking

PROGRAM TOTAL

$1,497

one-time · + $34.95/mo SmartCredit monitoring

A single one-time payment for the complete 4-month accelerated program.

SmartCredit monitoring ($34.95/mo) is billed separately by the monitoring provider and is not included in the advertised price.

One-time program total: $1,497.00

One-time payment · Complete 4-month accelerated program

Order & Payment Information

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Official Policies:Service Agreement Privacy Policy Terms of Service Notice of Cancellation

850 FICO Club does not guarantee specific results or score increases. We challenge information on your credit reports that you believe is inaccurate, incomplete, or unverifiable; accurate, timely information cannot be removed. In accordance with the Credit Repair Organizations Act, no fees are charged before services are performed. You have the right to dispute information on your credit report yourself at no cost, and you may cancel your contract within 3 business days of signing without penalty or obligation. Smart Credit monitoring is billed separately by the monitoring provider.